We're on a mission to make every Indian financially confident.
Most Indians never received a proper financial education. Schools didn't teach it. Parents didn't know it. And the internet is full of advice built for someone else, in another currency, for a different economy. Zavio exists to fix that.
How it started
Rajdip grew up in Kolkata, in a household where money was managed by instinct — not knowledge. When he moved to Bangalore for his first job, he did what most young Indians do: opened a savings account, let his salary sit in it, and hoped for the best.
A colleague suggested a mutual fund. A relative pushed an endowment plan. An ad promised guaranteed returns. He had no framework to evaluate any of it. He made mistakes — not out of carelessness, but because nobody had ever taught him the basics.
Years later, working at the intersection of finance and product, he kept seeing the same gap. Smart, ambitious people — engineers, teachers, nurses, small business owners — all winging it when it came to money. Not because they didn't care. Because the resources were either too complex, too generic, or simply not built for India.
He teamed up with Joyti, a product builder obsessed with simplicity, and Sai, who had spent years making AI systems actually useful. Together, they asked one question: what if learning money felt as easy as scrolling your feed — but actually changed your life?
That question became Zavio.
Mission & Vision
Make financial literacy accessible to every Indian, at every stage of life.
We deliver AI-powered, personalized financial education through bite-sized lessons, real-world Indian scenarios, and gamified experiences — so that anyone, anywhere in India, can build the money skills they were never taught.
A India where no one makes a bad financial decision out of ignorance.
We envision a future where financial confidence is not a privilege of the wealthy or the educated — but a fundamental skill that every Indian carries from their first rupee to their last.
What we stand for
AI-first, always
We build everything around intelligent personalization. Generic advice has no place here.
Built for India
Rupees, SIPs, PPF, EPFO — we speak your financial language, not someone else's.
Empathy over jargon
Finance intimidates people. We design every experience to feel warm and approachable.
Outcomes, not lessons
We measure success by real financial decisions our users make, not time spent on the app.
Ruthless simplicity
5 minutes a day. One concept at a time. Complexity is the enemy of action.
Every Indian deserves this
From a student in Tier-3 India to a CXO in Mumbai — financial clarity is for everyone.
The people behind Zavio
Three co-founders. One obsession. Making financial literacy real for every Indian.
Rajdip Mitra
Joyti Prakash
Want to build with us?
We're a small team solving a big problem. If you're excited about financial literacy, AI, and India — we'd love to hear from you.
Believe in what we're building?
Join the beta and be part of India's financial literacy revolution.
Get Beta Access →